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Does the CDCP Cover Crowns and Dentures?

Does the CDCP Cover Crowns and Dentures?

3 min read
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Does the CDCP Cover Crowns and Dentures

If you have the Canadian Dental Care Plan, the short answer is yes. Crowns and dentures are both on the list of services the plan covers.

 

The longer answer has a few steps in it, and they are worth knowing before you book.

 

Who the plan is for

 

To qualify, all four of these must apply:

 

  • You do not have access to private dental insurance, including a health spending account that covers dental.
  • You, and your spouse or partner if you have one, filed your Canadian tax returns.
  • Your adjusted family net income is under $90,000.
  • You are a Canadian resident for tax purposes.

 

Applications for the 2026 to 2027 benefit period are open. You can apply through My Service Canada Account, online on Canada.ca, or by phone at 1-833-537-4342. There is no fee to apply or to renew.

 

Crowns and dentures are covered, with an approval step

 

The plan puts crowns and dentures under major restorative care. Some of that care needs the plan to say yes before the work starts. This is called preauthorization.

 

Crowns need it, and so does the core that sometimes goes under a crown. Partial dentures need it too.

 

In plain words: we look at the tooth, send the plan the details of the treatment, and wait for its answer before we begin. It adds a little time. It also means you are not left with a bill you did not see coming.

 

What you may pay

 

How much the plan pays depends on your adjusted family net income:

 

  • Under $70,000, the plan pays 100 percent and you have no co-payment.
  • From $70,000 to $79,999, the plan pays 60 percent and you pay 40 percent.
  • From $80,000 to $89,999, the plan pays 40 percent and you pay 60 percent.

 

Those percentages are of the plan’s own set fee for each service. If a dentist’s fee is higher than that, the difference can be added to your bill.

 

Before you agree to treatment, Ontario dentists have to tell you what the plan will and will not cover. That way you know your share first.

 

There are also limits on how often some services are covered. Going past them needs approval as well.

 

What the plan does not cover

 

Orthodontics, like braces and clear aligners, is not covered. If you are not sure about a treatment, ask us before your visit and we will go through it with you.

 

Booking with us as a CDCP patient

 

We are a registered CDCP provider at our office on Aldersbrook Road. When you call, tell us you have the plan. At your first visit we check your teeth, explain what you need, and tell you what the plan covers before anything is done.

 

You can read more on our CDCP dentist in London, Ontario page, or see how dental crowns in London, Ontario work. Call 519-472-4460 to book. We are open until 7pm on Monday and Tuesday.